Lucrative – Insurance Advisory I Life Insurance I Health Insurance I Vehicle Insurance I SME Insurance

+91 98110 68297, +91 98736 88297
support@activebima.com
Follow the Activebimacare channel on WhatsApp
Ballabgarh, Faridabad (Haryana) - 121004
+91 98110 68297, +91 98736 88297
support@activebima.com
Follow the Activebimacare channel
on WhatsApp
Ballabgarh, Faridabad (Haryana) - 121004
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Lucrative Finserv Header
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Life Insurance
At Lucrative Finserv Insurance Marketing Pvt Ltd, we believe that true love is securing your family's future, even when you’re not around. Our Life Insurance solutions are crafted to provide financial stability, protection, and peace of mind to your loved ones in times of uncertainty.

Whether you’re looking for term insurance, savings plans, or retirement options, we offer flexible policies tailored to your life stage and goals. With guaranteed payouts, tax benefits, and a seamless claim process, we ensure your family never faces financial hardship in your absence.

Trust our experienced advisors to guide you in selecting the right plan with transparency and care. With Lucrative Finserv, you’re not just buying insurance — you’re building a legacy of security and confidence.
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    Trusted Advisors
    Our expert team provides guidance that's based on years of experience. We prioritize your needs to suggest only the most beneficial options tailored to your lifestyle and goals.
    Quick Claim Support
    Claiming insurance shouldn't be a hassle. We ensure a fast-track process with minimal paperwork, so you can focus on what matters while we handle the rest.
    Tailored Plans
    One-size doesn’t fit all. We customize insurance solutions to fit your personal or business goals, ensuring complete coverage and value for money.

    About us – Lucrative Finserv

    Lucrative Finserv Insurance Marketing Pvt Ltd, located in Ballabgarh, Faridabad (Haryana), is one of India’s most trusted insurance service providers. We bring peace of mind through:

    • ✔️ life insurance – security for your family's future
    • ✔️ health insurance – care without compromise
    • ✔️ motor insurance – smooth drive with full protection

    We believe in transparent services, fast claim processes, and total customer satisfaction. Join us to insure your dreams with ease, reliability, and complete confidence.

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    Our Expertise

    Experience the difference with Lucrative Finserv’s premium insurance solutions. We’re here to provide not just coverage, but complete care — trusted support, tailored advice, and unmatched service that puts your needs first.

    Life Insurance

    Life Insurance

    Secure your family’s future with our comprehensive life insurance plans. Enjoy peace of mind, tax savings, and financial protection even in your absence. Let your loved ones live without worries, knowing they’re taken care of.

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    Health Insurance

    Health Insurance

    Medical emergencies can strike anytime. Our health insurance ensures cashless hospitalization, fast claims, and expert care for you and your loved ones—because health is wealth and we’re here to protect it.

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    Motor Insurance

    Motor Insurance

    Drive stress-free with our motor insurance. We cover everything from accidents to theft and third-party liabilities. Quick support and 24/7 claim assistance—your car is always in safe hands.

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    Protecting What Matters Most

    At Lucrative Finserv Insurance Marketing Pvt Ltd, we believe in building trust through reliable coverage. Whether it's your life, health, or vehicle — we’ve got you covered with expert insurance solutions tailored to your needs.

    Speak with an Agent
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    What Sets Us Apart

    We’re more than just an insurance provider. Our purpose is to simplify security, build lifetime trust, and offer real human guidance that adapts to your unique life journey — not just today, but for every tomorrow.

    Personalized Coverage Advice
    Faster Claim Settlements
    24/7 Expert Support
    Trust-First Service Approach

    Company Key Facts

    2819
    Investors
    120+
    Cities Reached
    30 Cr.+
    AUM
    500+
    Active SIP
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    Years Of Experience
    1064+
    Digital Partner

    What Our Customers Say

    Excellent services. They helped me pick the right insurance plan for my family and guided me every step of the way.

    Sandeep Arya

    Gurgaon, Haryana

    Quick, reliable, and very customer-friendly. The health plan I got from them really helped me during an emergency.

    Neha Sharma

    Delhi, India

    Very happy with the investment support and insurance guidance. Highly recommended for everyone looking for financial safety.

    Ravi Malhotra

    Mumbai, Maharashtra

    FAQ & Documents - Insurance
    Frequently Asked Questions
    What is a lump-sum investment?
    A lump-sum investment refers to investing a large amount of money at once instead of in small intervals.
    How does a SIP work?
    SIP lets you invest fixed amounts regularly, helping with disciplined investing and compounding returns.
    What is a Step-Up SIP and how is it beneficial?
    A Step-Up SIP allows you to increase your SIP amount at regular intervals, which helps in beating inflation and reaching goals faster.
    How accurate are the calculators on this website?
    Calculators give estimates based on inputs; while helpful, they don't replace financial advice or market variability.
    Which investment option is best: Mutual Funds, FD or Savings?
    It depends on your goals, risk tolerance, and time horizon. Mutual funds may offer higher returns with more risk, while FDs and savings are safer with lower returns.
    How are returns calculated in these investment calculators?
    Returns are calculated based on assumed interest rates or growth rates compounded over the investment duration you enter.
    Can I customize the investment parameters for my specific needs?
    Yes, calculators usually allow changes to tenure, amount, and rate to simulate different outcomes for your financial planning.
    What is SWP (Systematic Withdrawal Plan)?
    SWP allows investors to withdraw a fixed amount regularly from their mutual fund investments, offering a steady income stream.
    What happens if I miss an EMI payment?
    Missing EMIs can affect your credit score and may attract penalties. Always try to pay EMIs on time or inform your lender in advance.
    When can I withdraw money from my PPF account?
    Partial withdrawals from a PPF account are allowed after 5 financial years. Full withdrawal is permitted at maturity (15 years).
    Is the interest rate fixed in PPF?
    No, the government revises PPF interest rates quarterly. It’s generally between 7–8% per annum.
    What factors affect my EMI amount?
    Loan amount, tenure, and interest rate are primary factors. A longer tenure reduces EMI but increases total interest paid.
    What is the National Pension System (NPS)?
    NPS is a government-sponsored retirement savings scheme offering tax benefits and long-term wealth creation.
    How does the NPS calculator help in investment planning?
    It helps estimate the corpus at retirement and monthly pension based on your monthly contributions and expected returns.
    What is a Recurring Deposit (RD)?
    An RD is a fixed monthly deposit with a bank/post office that earns interest over time and returns a lump sum at maturity.
    How does Sukanya Samriddhi Yojana (SSY) work?
    SSY is a government-backed scheme for girl children offering tax-free returns, attractive interest rates, and maturity at 21 years.
    What is GST and how is it calculated?
    GST is a consumption-based tax. It’s calculated as a percentage of the transaction value at applicable slab rates (e.g., 5%, 12%, 18%, or 28%).
    How does the income tax calculator work?
    It estimates your annual tax liability based on income, deductions, exemptions, and applicable tax slabs under old/new regime.
    What’s the difference between old and new tax regime in India?
    Old regime allows exemptions and deductions. New regime offers lower tax rates with no exemptions. Choose based on your tax saving strategy.
    How much should I ideally save for retirement?
    It depends on lifestyle and inflation. A general rule is to save at least 10–15% of your income from early in your career.
    What is the rule of 72 in investing?
    The Rule of 72 estimates how long your investment will double. Divide 72 by your interest rate (e.g., 72 ÷ 8 = 9 years).
    Is it mandatory to have insurance for a vehicle in India?
    Yes, as per Indian law, at least third-party motor insurance is mandatory to drive a vehicle on public roads.
    Documents Required
    • Identity Proof: Aadhar Card, PAN Card, Passport, Voter ID
    • Address Proof: Utility Bills, Rent Agreement, Driving License
    • Vehicle RC: For Motor Insurance
    • Driving License: Valid for Motor policyholder
    • Medical Reports: For Health/Life insurance (if applicable)
    • Income Proof: Salary Slips or ITR (for high coverage)
    • Age Proof: Birth Certificate, School Certificate, Passport
    • Photographs: Recent passport-sized photos
    • Proposal Form: Duly filled and signed application
    • NOC or NCB: If buying used vehicle insurance or claiming NCB
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